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Get Your Life Back

We understand the financial difficulty you’re going through may be one of the toughest points in your life. The constant stress and worry about paying bills, garnishments, and collections can be overwhelming. We have a passion for helping people get their lives back — that’s why bankruptcy is ALL WE DO. Coming in to talk about bankruptcy may be painful, but it will be far less painful than doing nothing about your debt situation, or trying to work it out without knowing your legal rights.

One of the best financial decisions you’ll ever make is to call us today for free consultation with an actual attorney. Our in-depth and informative consultation will leave you feeling confident in your next steps, understanding that you are taking the smartest, most strategic path to help you recover and put your financial problems in the past. In our 20+ years of experience, we have filed over 3,500 bankruptcy cases and helped erase millions in debt. Now let us help you through this process in a respectful and dignified manner.

Does COVID-19 have your finances stretched to the breaking point?

Read more about actions you can take to relieve financial burden

Our Areas of Bankruptcy Expertise

Chapter 7 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 7

This chapter is the most common form of bankruptcy, and is the quickest and least expensive type of bankruptcy to discharge most debts and retain most assets, such as your car or your home.

Chapter 13 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 13

This chapter provides for the adjustment of debts for an individual with regular income, allowing a debtor to keep property and repay debts over time, usually three to five years.

Chapter 11 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 11

This chapter provides for reorganization of individual and business debt through a plan approved by the Court. Chapter 11 is more expensive than Chapter 13, but has no debt limits.

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Bankruptcy Myths


I can’t live my life while in bankruptcy!

This is simply not true. You can absolutely buy and sell assets, build your credit, and enjoy your life during a Chapter 13 bankruptcy.

I can’t afford an attorney!

30% of people who file bankruptcy without an attorney fail to receive a discharge of their debt.

I make too much money to file bankruptcy!

The reality is that it’s not possible to make “too much money” to file for bankruptcy.

I’ll lose my house and car!

Typically, you won’t lose any assets unless you want to. State exemption laws protect people’s assets.

I can only file bankruptcy once!

There’s always a chance you may find yourself in a financial rut more than once in your lifetime. Luckily, you can file for bankruptcy more than once, should you need to.

Bankruptcy is for bums!

The general view by the public is that people who file bankruptcy have been out racking up debt without ever intending to pay it back. This presumption could not be further from the truth.

Bankruptcy will harm my credit score!

Bankruptcy itself does not actually hurt your credit score. In most cases, bankruptcy will very likely help you raise your credit score.

A debt settlement program is a better option for me!

The reality is that debt settlement programs are almost always much worse for your credit than a bankruptcy.


Free Initial Consultation

To schedule your appointment, please call us at

417-4NO-DEBT

or click below to send us a message.
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Kind Words from our Clients

Ted made the process of filing for bankruptcy easier than I expected. He was there every step of the way until the bankruptcy was completed. I would recommend Ted Tinsman, should you consider taking that step.

Brian M.

I would highly recommend Ted Tinsman for an attorney. Ted and his staff were awesome, and the ultimate professionals in my case. He put my mind at ease from the very beginning. He is very knowledgeable, very kind and understanding. His belief in God shows through in his work. He explained and helped me understand every step in the process. He answered all my questions and was very prompt in answering emails and calling me back when I left a call for him. He was exceptionally patient with me, even when there were delays, due to my unintentional memory lapses. He is “Top Notch” in my book, and I am very thankful for all his help with my case.

Janet N.

Stop Collections Now


You may be very experienced with the headaches that come when creditors and collection agencies start calling you non-stop about your debts. Believe it or not, there are self-help options available. While they may not erase or reduce your debt like bankruptcy, call us and learn how to stop those annoying collection calls and get real relief now.