Home

The

Tinsman Bankruptcy Team

TRUSTED BANKRUPTCY ATTORNEYS in SPRINGFIELD, MO
$99 Bankruptcy Torch Icon

Get Your Life Back

We understand the financial difficulty you’re going through may be one of the toughest points in your life. The constant stress and worry about paying bills, garnishments, and collections can be overwhelming. We have a passion for helping people get their lives back — that’s why bankruptcy is ALL WE DO. Coming in to talk about bankruptcy may be painful, but it will be far less painful than doing nothing about your debt situation, or trying to work it out without knowing your legal rights.

One of the best financial decisions you’ll ever make is to call us today for free consultation with an actual attorney. Our in-depth and informative consultation will leave you feeling confident in your next steps, understanding that you are taking the smartest, most strategic path to help you recover and put your financial problems in the past. In our 20+ years of experience, we have filed over 3,500 bankruptcy cases and helped erase millions in debt. Now let us help you through this process in a respectful and dignified manner.

Does COVID-19 have your finances stretched to the breaking point?

Read more about actions you can take to relieve financial burden

Our Areas of Bankruptcy Expertise

Chapter 7 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 7

This chapter is the most common form of bankruptcy, and is the quickest and least expensive type of bankruptcy to discharge most debts and retain most assets, such as your car or your home.

Chapter 13 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 13

This chapter provides for the adjustment of debts for an individual with regular income, allowing a debtor to keep property and repay debts over time, usually three to five years.

Chapter 11 Bankruptcy from The Tinsman Bankruptcy Team

Chapter 11

This chapter provides for reorganization of individual and business debt through a plan approved by the Court. Chapter 11 is more expensive than Chapter 13, but has no debt limits.

$99 Bankruptcy Torch Icon

Bankruptcy Myths


I can only file bankruptcy once!

There’s always a chance you may find yourself in a financial rut more than once in your lifetime. Luckily, you can file for bankruptcy more than once, should you need to.

I can’t afford an attorney!

30% of people who file bankruptcy without an attorney fail to receive a discharge of their debt.

I can’t live my life while in bankruptcy!

This is simply not true. You can absolutely buy and sell assets, build your credit, and enjoy your life during a Chapter 13 bankruptcy.

A debt settlement program is a better option for me!

The reality is that debt settlement programs are almost always much worse for your credit than a bankruptcy.

Bankruptcy is for bums!

The general view by the public is that people who file bankruptcy have been out racking up debt without ever intending to pay it back. This presumption could not be further from the truth.

Bankruptcy will harm my credit score!

Bankruptcy itself does not actually hurt your credit score. In most cases, bankruptcy will very likely help you raise your credit score.

I make too much money to file bankruptcy!

The reality is that it’s not possible to make “too much money” to file for bankruptcy.

I’ll lose my house and car!

Typically, you won’t lose any assets unless you want to. State exemption laws protect people’s assets.


Free Initial Consultation

To schedule your appointment, please call us at

417-4NO-DEBT

or click below to send us a message.
CONTACT US
$99 Bankruptcy Torch Icon

Kind Words from our Clients

Darryell and I would like you to know that we are so grateful we chose you as our lawyer! We got results we were hoping for without having to struggle finding a right fit for us. I appreciate your hard work and attentiveness to our case and to us personally. Just wanted to let you know we will forever be thinking of you as you have helped us get past a big struggle. Anything we can do for you, please let us know. Yes, we truly mean that, not just a statement we say!

Christina & Darryell Z.

Jordyn Hill was incredibly knowledgeable, friendly and went out of his way with each and every time we had a question. His help will not be forgotten anytime soon and I strongly recommend him personally if you ever need help getting through the tough financial stuff.

Twila W.

Stop Collections Now


You may be very experienced with the headaches that come when creditors and collection agencies start calling you non-stop about your debts. Believe it or not, there are self-help options available. While they may not erase or reduce your debt like bankruptcy, call us and learn how to stop those annoying collection calls and get real relief now.